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APPLY NOW: Citizens Advice Watford urges eligible individuals to apply for pension credit

 Published on: 9th February 2024   |   By: News Bulletin   |   Category: Uncategorized

Citizens Advice Watford is urging those eligible for Pension Credit to apply by March 5, which may give applicants a cost of living payment of £299.

The charity is drawing attention to the window as residents may not be aware there is still an opportunity to get the cost-of-living payment.

National figures showed that last year there were 850,000 households eligible for Pension Credit who were not claiming – missing out on a combined total of £1.8billion.

To be eligible for Pension Credit, you must have reached State Pension age, not have too much income or savings and live in the UK.

You can own your home and still be working, as long as your income isn’t too high. Unlike the State Pension, you don’t need a national insurance record. It is worth more than £3,500 per year on average.

Pension Credit claims can be backdated for up to three months. This means applications made before March 5 could allow applicants to receive the third cost-of-living payment, worth £299.

The tax-free cost-of-living payment itself does not need to be applied for. It is paid directly to people who received Pension Credit for any day between November 13, 2023, and December 12, 2023.

Emma Burgham, chief officer at Citizens Advice Watford, said: “The government is making a cost-of-living payment but people not claiming Pension Credit will not only miss out on the benefit but also this extra support on top. The main thing, if in doubt, is to apply. People can come to us if they have any questions, but they don’t have a huge amount of time.”

Anyone in Watford needing free, independent, impartial and confidential advice can call Citizens Advice Watford 0800 144 8848.

The charity’s opening times and contact details are available at


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